Inventory Is Gradually Improving

For sellers, this means that pricing and presentation are critical. Homes that are positioned correctly are selling, while properties that are priced above market value are taking longer and often require adjustments.

For buyers, improved inventory has reduced competition in many neighborhoods, opening the door for more thoughtful decision making and negotiation.

President Donald Trump announced a directive allowing Fannie Mae and Freddie Mac to purchase up to $200 billion in mortgage-backed securities (MBS) to help lower mortgage rates and support housing affordability. This action does not require congressional approval and is being implemented directly through the housing agencies.

By focusing on mortgage bonds rather than individual loans, the move increased liquidity in the secondary mortgage market, pushed mortgage bond prices higher, and boosted investor confidence. As a result, mortgage rates have dropped to their lowest levels in nearly three years, creating a more favorable environment for buyers and homeowners.

Understanding today’s value—not yesterday’s headlines—is essential to protecting equity and making informed real estate decisions.

What I Am Advising Clients Right Now

Every real estate decision is unique, which is why personalized strategy is more important than one size fits all advice.

If you are considering selling, buying, or simply want to better understand your position in today’s market, I am always happy to be a resource. Even a short conversation can provide valuable clarity.